Examples of Malpractice Suits

Have you had a patient sue your company because they are unable to lift fifty pounds of weight to perform their job? They may claim that your back alignment services caused an injury that prevents them from working.

Here are the most talked about suits we have seen in the insurance industry:

• A man who was bitten by another patient’s dog in the waiting room of a chiropractor tried to sue the office for negligence
• A chiropractor sued over a patient's death due to allegedly negligent chiropractic care removed the medical negligence and wrongful death suit to West Virginia federal court on Friday
• The family of a Playboy model who died after visiting a chiropractor is now filing a wrongful death lawsuit.
• A medical malpractice case against a Franklin County chiropractor went to trial after the Indiana Court of Appeals held that chiropractors, including those on medical review panels, are not qualified to render opinions on the cause of injuries when a case involves a “complex” causation issue.

Your chiropractors professional liability insurance will help protect you from the legal and financial fallout that is caused by lawsuits of this sort.

Malpractice Insurance for Chiropractic Professionals

Professional liability insurance for medical professionals is known as Malpractice Insurance coverage. Malpractice insurance compensates for damages, loss or injury suffered by the patient, as well as legal defence costs.

Sometimes a patient may sue your company even when you are not at fault for their problems. Chiropractor’s professional liability can help when professional claims arise, regardless of whether they are warranted.

For example, you may have a patient sue your company because they are unable to lift fifty pounds of weight to perform their job. They may claim that your back alignment services caused an injury that prevents them from working. Your chiropractor's professional liability insurance will help protect you from the legal and financial fallout that is caused by lawsuits of this sort.

Once you have paid for insurance coverage for a particular period, you will always be covered for any incident that arises during that covered period no matter when the claim is actually made. This is true even if you have dropped your coverage or moved your policy to a new company. The insurance company that was underwriting the coverage during the period that the incident occurred will be the same company that handles the claim on your behalf.

Some of the best malpractice insurance for chiropractic coverage features the following:

• Fully portable, first dollar professional liability coverage
• Defense costs outside the limits of liability
• Administrative Hearing and Medicare / Medicaid Billing Defense
• HIPAA Proceeding Expense
• Sexual Misconduct Defense

Malpractice Insurance for Your Chiropractic Practice

The Chiropractic Protector Plan® is committed to providing our insureds with not only the best insurance coverage options but also value-added benefits that serve to reduce the likelihood of a malpractice claim.  The Plan offers insureds exceptional coverage benefits including, but not limited to:

• Defense cost is outside the limit of liability
• Separate limit corporation coverage available
• Shared limit corporation coverage at no additional charge (where available)
• Risk Management courses with CE credits and premium discounts
• New to Practice credits, Part-time credit, Moonlighting coverage and Group discounts

A rate will be given based on the information provided by you. By filling out the following form you are not entering into an agreement to bind coverage and are under no obligation to purchase insurance from the Chiropractor Protector Plan® or any other affiliate of Brown & Brown, Inc. Insurance coverage cannot be bound via a submission on this website. You must speak with a licensed agent to bind coverage.